For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family.
For your convenience, I provide "Free" e -mail listings. I pride myself on repeat business and look forward to serving you. Customer service is my top priority! No matter what your questions, minor or major, "if it is important to you, It is important to me"!
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Should I rent? Or should I buy? Use this calculator to help with this decision.
Before You Start Looking For Your New Home:
- ASK ME ABOUT MY SPECIAL NEW HOME BUYER REBATES.
- LIST AND SELL YOUR HOME AND PURCHASE A NEW CONSTRUCTION HOME FROM SELECT NAME BRAND BUILDERS UTILIZING KATHY GIBSON AS YOUR AGENT AND RECIEVE $$$$ THOUSANDS OF DOLLARS IN REBATES. 972-841-8344
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Do I need to borrow money to cover my loan and closing Costs? Here is a calculator to help!
